Over time, the gift card will be "worth more" since the cost of one card will be more credits.
Or, possibly, the cost of credits may rise with the cost of the cards remaining the same in credits. However, this makes no difference as far as
@willyweekly 's advice is concerned.
You might consider hanging on to your gift card for use on one of the rare higher priced cards (or using it to by one that is already in the store such as the 4-girl Sex On The Beach card.