I my eyes the law should be she give back the money and Totem remove every trace of her including giving back the credit to all customers that has her cards and remove it from the there collection. that way it is fair for the girl, Totem and custormers.
But they [Totem] are the biggest loser in this. They pay the girl but did not get it back and have to give back the credit when ask. It does not look fair to me.
At least she is still here with us on Thank You page when buying credits❤️
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