@JonC,
Personally I don't like for EPOCH for other reasons as well. I briefly subscribed to another site just to see something and then all of a subdden I had this scam running where I was beening debited each month for something I had not subscribed to. TotenRex explained it to me and I had it stopped & the payments refunded by my Bank. However the scam were being processed through EPOCH, I can't say that they were in on the scam, but it makes me wary.
@fnfred,
What you could do is cancel the EPOCH subscription, which will in turn cancel your VGHD account. Resign up with a new account using CCBill.
After doing that contact the Totem support centre & ask that they link the two accounts. That way youy can use the cards from the initial account together with the new account. If you like you can send of a query to totem via the help area, saying what you intend to do and ask them to confirm if that is still the best course of action.