Newbie question, is it possible for somebody to purchase credits for another person? Kinda like a gift?

Nope, unless you want to share credit card info. But a few people have asked for buying a gift card so maybe Totem may consider it. I can see how it might benefit them if a member has a friend he's trying to convince to join by allowing them to buy a gift card.

Welcome to the Forum btw, we don't get too many lady members, it's one big hot dog stand around here.